Envelope System Wallet

For those of you who know me well… you know I am passionate about being debt-free, saving money, and cutting corners in order to be financially free. For about a year and a half our household has been on the envelope system for all our monthly tangible expenses (groceries, clothes, entertainment, dining out, house expenses, my personal money, Tim’s personal money, Isaac’s money, childcare, etc.). There is no other way to keep track of your money, in my mind. But I wasn’t finding an envelope system wallet that I liked. But for those of you who want to try it out Dave Ramsey’s System is on sale right now, at a great price. But I just made my own that worked for me. A few of my friends have asked me how to make them so I thought I would do a tutorial for them…all you others can join to though 🙂

1. Cut two pieces of fabric 9 ¼” x 12 ½”. One will be the outside fabric, the other will be the lining.

2. With right sides together pin the fabric and sew the two pieces together.

3. Leave a wide enough gap for you to to turn your fabric right sides out.

4. Turn your fabrics right side out and then press and pin the opening. Now sew it shut.

5. Pin the bottom of the fabric up 4 inches and pin on both sides.

6. According to manufacturer’s instruction add snaps. I prefer using the snap gun you can purchase at any fabric store. But you can also buy a little set and use a hammer to snap them in, which is cheaper. Make sure you line up your snaps evenly. AND READ THE DIRECTIONS, they are a little tricky.

7. Now where you pinned the sides sew them up 4 inches. Make sure you reinforce the top where it will get a lot of wear and tear.

8. In order to add my categories I went to Joann’s and purchased blank uncut stencil plastic and then cut them to size (with a tab). Then I marked my categories with a sticker and permanent marker. Then I added my cash. Wahla!